![]() and may be used everywhere Visa debit cards are accepted. ![]() or Stride Bank pursuant to a license from Visa U.S.A. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. Users must apply for RushCard’s RushGoals Savings feature to gain 3% annual interestīanking services provided by The Bancorp Bank, N.A. Savings AccountĬhime’s Savings Account has two built-in Automatic Savings that helps in saving money faster: In case the prepaid card gets lost or stolen, clients can prevent new purchases through its mobile app. RushCard is also covered by the Visa Zero Liability Policy and the mobile app has a One Touch Access protection. In case the card gets lost or stolen, the client can block it through the mobile app. Securityĭeposits up to $250,000 are insured through Chime’s partner, The Bancorp Bank, N.A., Member FDIC Transactions are protected by the Visa Zero Liability Policy, and the mobile app is protected by two-factor authentication. RushCard also has an early direct deposit feature but the funds can only be credited towards the prepaid card. Direct DepositĬhime offers early direct deposit and members will get their pay two days early directly to their checking or savings account. ![]() RushCard also has a mobile app available for download in the Google Play Store and Apple App Store for free. It is available for download at the Google Play Store and Apple App Store for free. Mobile AppĬhime has an award-winning mobile app that allows members to keep track of balance and transactions. An inactivity fee is charged only in the Pay-As-You-Go plan. Both plans charge other fees such as out-of-network ATM fees and money transfer fees. There are no hidden charges for Chime Debit Card such as monthly maintenance fees, minimum balance fees, foreign transaction fees, and overdraft fees except out-of-network fees.īoth of RushCard’s plans (Unlimited and Pay-As-You-Go) have regular charges for use. Let’s take a closer look at how the two compare. Below is a table comparing both Chime Debit Card and RushCard in five key features: fees, mobile app, direct deposit, security, and savings account. RushCard is a prepaid card service with some online card management features. Chime is an example of a modern online bank account that offers all the functions of a traditional bank. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account.In order to have a better understanding of both debit and prepaid cards, let’s take a look at the Chime Visa Debit Card and the RushCard Prepaid Visa Card. Balance Transfers may not be used to transfer money to or from another Tangerine Account. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 19.95% will apply to that amount. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. Balance Transfers may not exceed the available credit on the Account. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. ![]() A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”).
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